Don't Predict the Future - Prepare for it!
What we offer
Retirement Plans That Work as Hard as You Do
Give your business a smarter, simpler way to help employees save for the future. Inspires Plan Spark 401(k) takes the confusion out of compliance and some of the burden off your shoulders — so you can focus on growing your business.
Custom Plan Design
Tailored retirement plans uniquely created for your needs.
Employee Education
With an emphasis on education we guide your staff through everything, in plain English, avoiding confusing jargon.
Fiduciary Protection
As an owner, you are legally responsible for your 401(k), but don’t worry—that’s where our 338 and 316 protections step in to help protect you
Plan Benefits
Easy Setup & Onboarding
Independent Plan Selection
Low-Fee Investment Options
Full-Service Admin Support
Focus on Fiduciary Protection
Education
Finance can often seem daunting, particularly with the complex jargon advisors sometimes rely on to sound knowledgeable rather than helpful. At Inspire Plan Spark, we adopt a straightforward, approachable style, providing your employees with one-on-one sessions included in your plan to simplify the process. Additionally, we offer discounted, tailored financial plans to steer them toward success with an easy-to-follow roadmap.
Fiduciary Support with audit file
We manage your 401(k) plan with 3(38) and 3(16) fiduciary services, ensuring professional protection and efficiency. The 3(38) service expertly oversees investment selection, while the 3(16) service streamlines administrative tasks like compliance and record keeping. Our established approach simplifies your role; we can help provide some safeguards to you and your company, reduce the workload for HR or administrators, and keep everything clear and straightforward.
Let’s Build a Retirement Plan You’re Proud Of
Transparency
401(k) plans often obscure fees, leaving you uncertain about what you’re paying and why. We take a transparent, open approach, carefully analyzing your current costs and breaking them down clearly. With our plan, you’ll see exactly what you’re paying for, with no hidden fees or agendas, ensuring you know what to expect from us as your trusted 401(k) provider. Additionally, we benchmark our fees annually to ensure you receive the best plan and service at the most competitive price.
Your goals
We’re here to support you, not dictate how your 401(k) should be managed. Your needs, wants, and goals are our top priority, and we start by listening to your vision. Together, we build a tailored 401(k) plan that reflects what matters most to you, setting us apart with a truly client-focused approach.
No pressure. Just smart guidance.
Let’s build a financial plan that makes sense — and keeps your family secure.
Innovation
Fresh, creative solutions.
Integrity
Honesty and transparency.
Excellence
Top-notch services.
Securities and investment advisory services offered through Osaic Wealth, Inc. Member of FINRA/SIPC. Osaic Wealth is separately owned, and other entities and/or marketing names, products, or services referenced here are independent of Osaic Wealth.
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Disclosure Statement: This communication is strictly intended for individuals residing in the state of Iowa, where the financial representatives are registered to conduct securities business. Registrations may vary by individual representative. No offers may be made or accepted from any resident outside the specific state(s) referenced.
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